Overview
A roll-forward from your balances as they stand on 31 Oct 2026, on your real pay dates and due dates. No returns assumed, no inflation, no advice — arithmetic on your own numbers.
Net worth
2 063 350,00 kr
+224 686,41 kr in 12 months
234 700,00 kr in cash3 562 000,00 kr you own1 733 350,00 kr you owe
What this comes to
Read off the daily series, so every date is a day rather than a month.
- Lowest point
- 222 051,23 kr
- 11 Nov 2026
- Crosses zero
- Never
- in this horizon
- Highest point
- 361 880,71 kr
- 25 Oct 2027
- End of horizon
- 341 321,25 kr
- after 200 463,29 kr of modelled spending
- Net worth then
- 2 288 036,41 kr
- cash, plus what you own, less what you owe
- Visa clears
- 1 Sep 2027
- on this plan
Cash flow, day by day
Every day between now and the horizon, on one line. Hover a day for what lands on it; click it to open its month.
What if
Change one thing — cut a category, add a one-off, move your income — and watch it as a second line against this one.
Every period, and what produced it
Open a month to see it day by day, with the items behind its change — and to change what it spends.
| Period | Change | Balance |
|---|---|---|
| Today, 31 Oct 2026 | your balance | 234 700,00 kr |
| 31–31 Oct | −4 575,29 kr | 230 124,71 kr |
| Nov 2026 | +10 049,00 kr | 240 173,71 kr |
| Dec 2026 | +10 188,00 kr | 250 361,71 kr |
| Jan 2027 | +9 739,00 kr | 260 100,71 kr |
| Feb 2027 | +10 188,00 kr | 270 288,71 kr |
| Mar 2027 | +5 288,00 kr | 275 576,71 kr |
| Apr 2027 | +10 188,00 kr | 285 764,71 kr |
| May 2027 | +2 898,00 kr | 288 662,71 kr |
| Jun 2027 | +10 188,00 kr | 298 850,71 kr |
| Jul 2027 | +10 188,00 kr | 309 038,71 kr |
| Aug 2027 | +10 188,00 kr | 319 226,71 kr |
| Sep 2027 | +10 406,54 kr | 329 633,25 kr |
| Oct 2027 | +11 688,00 kr | 341 321,25 kr |
What you have and what you owe
Every account in your plan. The three subtotals add up to your net worth, and anything you have left out of it says so.
| Account | Today | In 12 months |
|---|---|---|
| Cash | ||
| Old current account· not counted | 0,00 kr | 0,00 kr |
| Buffer | 185 000,00 kr | — |
| Cash wallet | 1 500,00 kr | — |
| Checking | 48 200,00 kr | — |
| Cash | 234 700,00 kr | 341 321,25 kr |
| What you own | ||
| Investments | 412 000,00 kr | 412 000,00 kr |
| Apartment | 3 150 000,00 kr | 3 150 000,00 kr |
| What you own | 3 562 000,00 kr | 3 562 000,00 kr |
| What you owe | ||
| Car loan· 3 150,00 kr a month | −142 000,00 kr | −111 198,58 kr |
| Student loan· 1 100,00 kr a month | −96 500,00 kr | −84 422,23 kr |
| Visa· 1 500,00 kr a month | −14 850,00 kr | clear 1 Sep 2027 |
| Mortgage· 8 900,00 kr a month | −1 480 000,00 kr | −1 419 664,03 kr |
| What you owe | −1 733 350,00 kr | −1 615 284,84 kr |
| Net worth | 2 063 350,00 kr | 2 288 036,41 kr |
Built from your plan — the accounts that count, what you earn, what you owe and what you spend. Change any of it and the chart follows.Edit your plan