Beat the forecast
End the month above what the forecast said on the 1st.
A challenge on your own YNAB budget. Whatif checks every day against your transactions after each sync, and before it starts, shows what it would do to the lowest point in your forecast.
- Days
- The rest of this month
- Counts
- Your whole budget
Every part of it can be changed before it starts.
It runs on your own YNAB budget, which connects read-only. Start with a free trial. No card needed.
Day 18 of 29
Invented days, in the shape a real month takes.
Judged on 31 Mar, on the day’s closing cash.
How Whatif counts it
Most of these are the same in every challenge.
Checked after each sync
Every day is checked against your own transactions once Whatif has read them. Nothing to tick and nothing to log: YNAB already has the record. A day not synced yet never counts as one with nothing spent.
Cash on the last day
Only the last day is judged. It holds when your cash closes it above what your forecast said the month would end on, the day you started.
Planned spending counts
A balance is a balance: what you planned still leaves the account. Your forecast already had it in when you started.
Final after three days
Banks import late, so a purchase that arrives on Thursday can still turn Tuesday into a miss. After three days a day is final, and the result waits for the last one.
Nobody sees an amount
The figure you beat is yours alone. Nobody else sees it, and the card you can share says whether the day held, never the figure or your cash.